About Roddy Life Planning Group
Serving Clients Since 1995 — Through Every Market Cycle.
Troy D. Roddy has served clients continuously for three decades — long enough to know the right strategy is the one that fits you, not the one that's easiest to sell.
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Since 1995 Of Continuous Service -
Top 1% Ranking With His Primary Carrier -
LUTCF Credentialed Insurance Professional -
Up to $750K Potential Living Benefits For a Qualifying Event
Serving clients since 1995
Meet Troy D. Roddy, LUTCF
Troy D. Roddy has spent more than three decades in the insurance industry — a field where, by some estimates, roughly 92% of professionals leave within their first year. Troy has served clients continuously since 1995, long enough to have guided individuals and families through multiple market ups and downs, changing interest-rate environments, and shifting retirement landscapes.
He holds the LUTCF (Life Underwriter Training Council Fellow) designation and is a licensed insurance professional. Among the associates at his primary carrier, he consistently ranks in the top 1% — a standing built over years of consistent client work, not a single strong quarter.
Troy describes himself as a fact-finder who deals in assets, not a salesperson chasing a quota. His role is to help you understand whether a strategy like Indexed Universal Life fits your goals — and to tell you honestly when it doesn't.
- Continuous service since 1995
- Top 1% at his primary carrier
- LUTCF credentialed professional
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Backed by attorneys & CPAs
How Troy Works
How Troy Works, Every Time
Products and situations vary. These commitments don't — every conversation, every strategy, every client.
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Education First
Every conversation starts with education, not a pitch. Before any strategy is discussed, you'll understand how it works, what it costs, and where its limits are.
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No Pressure, No Obligation
There's no cost to talk with Troy, and no obligation to move forward. If an IUL strategy — or any other option — isn't the right fit for your goals, he'll tell you directly.
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A Second Set of Eyes
Troy works alongside attorneys and CPAs to review your strategy from legal, tax, and insurance perspectives—ensuring every recommendation is well-rounded.
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Plain Language, Always
Insurance and retirement products can be genuinely complicated. Troy's approach is to explain the mechanics and tradeoffs in plain language — no jargon, no oversimplified guarantees.
Is This You?
Built for Pre-Retirees Weighing Real Decisions
Troy primarily works with pre-retirees, generally between the ages of 50 and 75, who are thinking through how life insurance, living benefits, an old or current 401(k), disability coverage, or retirement income might fit into their plans.
Prefer to talk? (708) 401-7574
I'm not here to sell you something. I'm here to help you see your options clearly, and tell you honestly if this isn't the right fit.
You May Be a Fit If —
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You're between 50–75 and thinking ahead to retirement income. - You have a 401(k) from a former employer sitting untouched.
- You're over 59½ with a current plan that may allow in-service options.
- You want a plain-language second opinion, no pressure attached.
How it works
A No-Pressure Conversation in Three Simple Steps.
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Book Your Consultation
Fill out the short survey or call. If it looks like a fit, you'll choose a time — the whole conversation takes about 10 to 15 minutes.
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Review Your Situation
Troy listens first. You'll walk through your goals, your assets, and whether an IUL strategy fits — no jargon, no pressure.
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Decide on Your Terms
You leave with a clear picture and no obligation. If it's a fit, Troy maps out the next steps. If it isn't, he'll tell you.
Take 10–15 minutes to see if this fits your retirement.
Book your complimentary consultation with Troy D. Roddy, or call now. No pressure, no obligation — just a clear, honest look at your options for potential tax-advantaged income and living benefits.
This is not an offer to enter into an agreement. Information and programs are subject to change without notice. Indexed Universal Life insurance is not a bank product and is not FDIC insured; it involves fees and charges, and access to living benefits requires a qualifying event and is subject to policy terms. No specific rate of return, growth, or savings amount is guaranteed. Not every applicant will qualify. Product availability and eligibility vary by state, carrier, policy terms, and individual circumstances.